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Money Management
The Money Management page lists financial literacy and education programs, educational materials and weblinks. Clients can access a self-study course as well as connect to resources within other FCS programs in the nation.
Programs
Basic Budgeting -"It starts with a plan"
This class covers the following topics: how to set up a household budget and record keeping system, learn ways to decrease spending and expenses, tracking spending, how to use the money calender, how to set up realistic financial goals.
Wise Use of Credit - This class covers the following topics: checklist for credit decisions, credit card terms, identifying steps to building good credit rating and history, benefits of making more than one payment, tips for applying credit, how to enroll in the Cleveland Saves program.
To arrange for a class call Marisa Warrix at 216-429-8217 or email at warrix.1@osu.edu
Resources
Fact Sheets and home study courses are available on the web...go to www.ohioline.osu.edu click on Home, and then click on Financial management. The following fact sheets can be downloaded from the site:
• Keeping Track of Spending (MM-0007-02)
• Household Record Keeping Tips (MM-0008-02)
• Some Options for Resourceful Living (MM-0009-02)
• Retirement Planning(MM-04-2001)
• Investing in Bonds (MM-05-2001)
• Investing in Stocks (MM-06-2001)
• Start with Mutual Funds (MM-02-2001)
• IRA Individual Retirement Accounts (MM-03-2000)
Manage Your Money is a personalized six-lesson self-study course that addresses basic budgeting, credit, net worth, financial records and much more. Each lesson has a set of "Action Steps" to help you apply what you learn to your own money management situation. For more information call Marisa Warrix: 216-429-8217.
Take the Road to Financial Security in Later Life. Learn how to plan, act, evaluate and achieve later life financial security with this on-line Cooperative Extension Initiative. Visit the web site at www.csrees.usda.gov/fsll and click on the Tools for Consumers bar where you'll find a helpful toolkit of educational programs.
Making Futures Bright: Get Your Financial House in Order. For a fee internet-based listing of financial education providers located in northern and central Ohio, a website directory sponsored by the Center for Neighborhood Development at Cleveland State Univesity can be accessed at www.ohiofinancialeducationdirectory.org
The Directory features orgnizations that provide education to consumers on matters involving
• Saving/investing/wealth building
• Financing a major purchase
• Budgeting
• Overcoming abusive credit/predatory lending practices
• Saving/investing/wealth building
The Directory is one way of expanding opportunities for individuals to become more financially literate.
