Ohio State University Extension's Real Money. Real World. is a financial literacy program ideally suited for youth ages 13-16. Four classroom lessons are provided followed by a real-life spending simulation where students use their new knowledge. "Learning by doing" is followed by a session during which students connect what they learned to real-life situations.

Real Money. Real World. consists of the following three parts:

Part I: Four preparatory classroom lessons

Part II: A hands-on budget management and decision-making spending simulation

Part III: A post-session evaluation of spending choices made during the simulation


Real Money. Real World. has three primary goals:

  1. To increase students' awareness of how education level and corresponding career choice influence personal income and financial security
  2. To increase students' knowledge of money management tools used in daily spending for cost-of-living decisions
  3. To increase students' awareness of how income and lifestyle choices affect the amount of money available for discretionary spending

Contact Robin Stone.363@osu.edu or Courtney Woelfl.1@osu.edu for more information or to schedule a series.